A loan is a financial arrangement in which one party, typically a lender, provides money or assets to another party, usually a borrower, with the expectation that the borrowed funds will be repaid over time, often with interest. Loans can be used for various purposes, including making major purchases, starting or expanding a business, funding education, or covering unexpected expenses.It includes retail loan,agree culture loan,M.S.M.E loan and subsidy and other services.